By Morgan Carpenter January 2021 If you have looked at insurance plans before, it is likely you have stumbled upon these acronyms at one time or another. But what exactly are HSAs, HRAs, and FSAs? While the letters differ, they all are ways to cover health expenses. Below, we will outline the major similarities and […]

By Morgan Carpenter December 2020 According to Fidelity, this year the average couple needs $295,000 for medical expenses after the age of 65. As that number sinks in, people tend to respond with, “Well, Medicare will cover that, right?” While Medicare covers many health care expenses, it does not cover everything. Even on Medicare, people […]

November 2020 By Alyssa Bland This year open enrollment may be as busy ever. In the face of COVID-19 throughout the Bay Area and California, businesses are just trying to keep up. With smart solutions in hand, employers can avoid various problems that arise during open enrollment. But you may still have lingering questions regarding […]

As the weather turns cooler and shopping centers get busier, it’s easy to surmise that it’s nearing the end of the year. Are we all ready for 2020 to be over?! Yes, please! Since we are closing in on 2021, it’s time for you to maximize your healthcare plan by taking advantage of end-of-year healthcare […]

By Morgan Carpenter September 2020 Leaves are changing, sweaters are being pulled out of closets, and lattes suddenly have way more pumpkin spice in them here in the Bay Area. This can only mean one thing – it is time for open enrollment! Despite this exciting season, we know that open enrollment may look and […]

Health Savings Accounts (HSA) are great ways to save tax-free money for medical expenses both in the current term, and for your retirement years. By making wise choices, you can maximize the benefit of these fantastic savings accounts. Let’s take a quick look at the basics and then explore some tips on how to make […]

  Open enrollment season is upon us and many companies are choosing to host “virtual benefits fairs” instead of the traditional “walk and talk” fairs. Open enrollment meetings have turned into live streaming events or recorded webinars. Incentivizing employee participation in these areas can come in a variety of ways but the newest trend is […]

With so many people working from home or not being able to access their office spaces, the carriers are working to be able to assist their policy holders with ways to continue administering their plans with as little disruption as possible. For your convenience, we have included the links to the various carriers pages below. […]

If you’re like me, your social-media feeds are jammed with headlines about getting “healthy and fit” in the new year. Of course, they’re referring to diet and exercise and common resolutions to drop pounds and work out more often. But it’s just as important to be concerned about your financial fitness—where you can also drop […]

We’ve all heard the saying “A dog is a man’s best friend” and we know it’s true! Pets give us unconditional love, companionship, and joy. But, are we willing to pay the price when a hefty vet bill comes along? Pet insurance may help you stomach that unexpected emergency room charge due to Fluffy’s uncanny […]