Group Health Insurance
Group health insurance plans are are one of the best ways to attract higher quality applicants and so much more. Read on to learn the benefits!
If you have even one employee working in any one of these states, be aware that there are specific state compliance laws that you must comply with!
March 2021 As a business owner, selecting a health plan can be difficult. How much should the in-network deductible be? In California and across the country, what plans are businesses in my industry choosing for their employee benefits? How much are other businesses spending per employee? Luckily, United Benefit Advisors (UBA) has gone to great […]
What is the Difference Between HRA vs HSA vs FSA? Read this guide for answers to common questions to understand which is best for your needs! Read more.
By Morgan Carpenter December 2020 According to Fidelity, this year the average couple needs $295,000 for medical expenses after the age of 65. As that number sinks in, people tend to respond with, “Well, Medicare will cover that, right?” While Medicare covers many health care expenses, it does not cover everything. Even on Medicare, people […]
Let’s break down the health insurance plan levels further to see which one would be best for your startup health insurance offerings.
How does a level funded plan work? A level funding health insurance plan allows employers to still pay a fixed premium, but the insurance company takes the health of the employees and their dependents into consideration.
Employers offering Kaiser can more actively manage healthcare risk for their employees. This small group policy change represents a major paradigm shift!
Next time you receive a bill from a physician or a hospital, you may want to compare it with an Explanation of Benefits (EOB). As the insurer Cigna states, an EOB is “a statement from your health insurance plan describing what costs it will cover for medical care or products you’ve received.” While they may […]
