Health Insurance Glossary Terms

Next time you receive a bill from a physician or a hospital, you may want to compare it with an Explanation of Benefits (EOB). As the insurer Cigna states, an EOB is “a statement from your health insurance plan describing what costs it will cover for medical care or products you’ve received.” While they may […]

On June 19, 2018, the U.S. Department of Labor released its Final Rule regarding Association Health Plans (AHPs). AHPs are not new, but they have not been widely available in the past and, in some cases, they have not been successful. The Final Rule is designed to make AHPs available to a greater number of […]

www.thinkhr.com Question: Is an employee assistance program (EAP) a COBRA-eligible benefit? Answer: Employee assistance programs (EAPs) that offer medical benefits such as direct counseling and treatment, rather than just referrals for counseling and treatment, are regulated under the Employee Retirement Income Security Act (ERISA) and therefore subject to reporting and notice requirements under the act. […]