No company wants to pay more for insurance than it has to, but all too often the solutions presented do not represent the full range of opportunities. The SSM Group provides a detailed review of options ranging from a complete, fully-insured insurance solution to partial, self-insurance, or even total self-insurance. The differences might be significant, and it’s not possible to know which option makes the most sense until you understand the alternatives. Simply selecting a fully insured plan from a spreadsheet of insurance company proposals is not necessarily the answer and is certainly not a methodology that should be accepted blindly. Are you large enough to support an on-site medical clinic? Do you have national resources to get your firm up and running in an emergency (not just insurance to pay for an unknown solution)? Is your commercial insurance properly allied with your employee benefit plans, thereby affording you the maximum opportunity for savings? Does a possible undue concern about HIPAA privacy prevent you from taking on important initiatives about the health of your employees? These are the kind of questions that need to be asked in a thorough Risk Management review.

Risk Management
Business Solutions
Kathy! You are amazing! I was speaking with Dr. John today re a patient and on his own he brought up how you were able to fix his wife and daughter’s insurance in less than 24 hours AND you were so NICE and PROFESSIONAL. He then said you were AMAZING. I absolutely love working with you, Ron, and the entire gang! Just wanted to pass this on - and again thank you for all you do for us!!!!
- Office Manager, Surgical Center in San Francisco
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