Employer News

Does your company offer health care? Check. Does it offer a 401(k) program? Check. How about paid time off and tuition reimbursement? Check and check. Now, does it offer pet-friendly perks? Huh?
Author: United Benefit Advisors
Posted: August 9, 2017, 4:00 am
There’s no place for bullying and that’s especially true in the workplace, yet many employees bully their co-workers. So, how does this happen?
Author: United Benefit Advisors
Posted: July 21, 2017, 4:00 am
There are alarms to help people wake up, but there isn’t anything similar to help people fall asleep. It seems that no matter how much you zone out just before going to bed, the minute your head hits the pillow your brain kicks into overdrive.
Author: United Benefit Advisors
Posted: July 12, 2017, 4:00 am
Ever hear of the acronym “CLEM”? That stands for career-limiting email and is a reminder to reconsider sending anything out in writing when a phone call may be the better option.
Author: United Benefit Advisors
Posted: June 28, 2017, 4:00 am
One of the latest things trending right now in business is the importance of office culture. When everyone in the office is working well together, productivity rises and efficiency increases.
Author: United Benefit Advisors
Posted: June 21, 2017, 4:00 am
When was the last time you did absolutely nothing and it worked in your favor?
Author: United Benefit Advisors
Posted: April 17, 2017, 4:00 am
I’ve never had the DTs, but twice a year I do get the DSTs. DST, otherwise known as daylight saving time (not savings), is observed by nearly every state in the U.S. except Hawaii and Arizona (except the Navajo Nation).
Author: United Benefit Advisors
Posted: April 10, 2017, 4:00 am
How many times must it be said that you need to be aware (or beware) of what you post on social media? This is because your friends aren’t the only ones looking — so are your coworkers and maybe even your employer.
Author: United Benefit Advisors
Posted: April 3, 2017, 4:00 am
If you’re in a company that’s always competing for the latest and greatest talent pool of new employees, then you know how hard it is to stand out from the others.
Author: United Benefit Advisors
Posted: March 28, 2017, 4:00 am
Have you ever taken a quick 10-minute nap at work? Did you feel guilty about it or worry that you’d get caught?
Author: United Benefit Advisors
Posted: March 20, 2017, 4:00 am
You know that eating fruits and vegetables is good for you, so what’s stopping you from actually including them into your daily meals instead of the processed junk that you usually eat?
Author: United Benefit Advisors
Posted: March 13, 2017, 4:00 am
When it comes to security, the more layers you have, and the better each layer is, the more successful you’ll be in deterring most thieves.
Author: United Benefit Advisors
Posted: March 8, 2017, 4:00 am
Most people love reading reviews. Whether someone is buying a product on Amazon.com, a new car, or watching a movie, they probably read the reviews first.
Author: United Benefit Advisors
Posted: February 27, 2017, 4:00 am
We’re already well into the 21st century and I’m still baffled that pay gaps still exist between men and women for the same job.
Author: United Benefit Advisors
Posted: February 20, 2017, 4:00 am
Are you into fitness? Yeah, fit’n dis slice of pizza into my mouth. If your New Year’s resolution was to get fit and lose weight, then I’ve got some news for you. If it were easy, everyone would do it.
Author: United Benefit Advisors
Posted: February 14, 2017, 4:00 am
If you’re a fan of "Star Trek: The Next Generation," then you know it has both technology and a captain who says, “engage” a lot. However, technology and engagement in the workforce don’t always mix.
Author: United Benefit Advisors
Posted: February 6, 2017, 4:00 am
As difficult as it may be to believe, money isn’t as important as getting recognition.
Author: United Benefit Advisors
Posted: January 30, 2017, 4:00 am
If someone asks you what’s the most common injury at work, what’s the first thing that comes to mind?
Author: United Benefit Advisors
Posted: January 23, 2017, 4:00 am
Smoke usually rises, but smoking has actually been falling. According to the Centers for Disease Control and Prevention (CDC), only 36.5 million adult Americans smoked cigarettes, which is down from 45.1 million in 2005.
Author: United Benefit Advisors
Posted: January 4, 2017, 4:00 am
You don’t need to look at the success of YouTube to realize that people are naturally drawn to online videos. The same can be said when people are looking for a job.
Author: United Benefit Advisors
Posted: December 28, 2016, 4:00 am
Some employees may dread the office holiday party, some may look forward to it, but it’s almost a given that the company’s HR department holds its collective breath every year until the next morning.
Author: United Benefit Advisors
Posted: December 20, 2016, 4:00 am
If you or a coworker is a “clock watcher” when it comes to that five o’clock rush out the door, you may rejoice in not having to watch the clock for as long during the workday.
Author: United Benefit Advisors
Posted: December 12, 2016, 4:00 am
Any employer that offers pet benefits to its employees certainly gets a round of appaws from me.
Author: United Benefit Advisors
Posted: December 5, 2016, 4:00 am
Ransomware is malicious software that’s designed to encrypt data in order to block access to it, or even access to the computer system itself, until a payment of money is made.
Author: United Benefit Advisors
Posted: November 30, 2016, 4:00 am
When it comes to paid time off (PTO), it’s usually “use-it-or-lose-it,” but that practice may be ending with some employers.
Author: United Benefit Advisors
Posted: November 21, 2016, 4:00 am
I don’t mind working, but this eight hour wait to go home is killing me. If that sounds like you, then have you considered working from home?
Author: United Benefit Advisors
Posted: November 17, 2016, 4:00 am
The truth about all sugar is that people are getting too much of it, which leads to being overweight, diabetes, and heart disease.
Author: United Benefit Advisors
Posted: November 7, 2016, 4:00 am
The Internet never forgives, nor forgets, and most people are aware that posting something violent or sexually offensive, or if they are the perpetrators of cyberbullying, can easily get them in trouble with their family, their friends, and even their employer. But what about posting a seemingly harmless political comment? Same thing.
Author: United Benefit Advisors
Posted: October 31, 2016, 4:00 am
You may be physically healthy, but how is your financial well-being? Employers are discovering that they can save money by helping their employees reduce their stress regarding finances.
Author: United Benefit Advisors
Posted: October 24, 2016, 4:00 am
Maybe you’re a civic-minded person. Maybe you have strong feelings toward a certain candidate. Maybe you’ve voted in every election since you were 18 and you don’t want to break the streak.
Author: United Benefit Advisors
Posted: October 17, 2016, 4:00 am
We are living in a “grab-and-go” world. Whether we wait in line to get our coffee in the morning or sit in our cars at the drive-thru during lunch, very few of us actually take the time to prepare what we eat and drink.
Author: United Benefit Advisors
Posted: October 10, 2016, 4:00 am
For some employees, when they leave work, they don’t even think about it until they return the next morning. For others, while they may leave their place of employment, they’re never truly disconnected.
Author: United Benefit Advisors
Posted: October 3, 2016, 4:00 am
With apologies to rapper Ice Cube, you better check yo self before you wreck yo self! And while I’m sure he wasn’t talking about getting regular health check-ups, his lyrics definitely apply.
Author: United Benefit Advisors
Posted: September 26, 2016, 4:00 am
When it comes to healthcare terminology, some people may feel like they're at a spelling bee.
Author: United Benefit Advisors
Posted: September 19, 2016, 4:00 am
Your alarm goes off and the day-to-day drudgery beings. Hurray. It’s often tough to get excited about the daily events, and some days are more challenging than others to get motivated, yet there are a few simple things everyone can do to inject a little happiness and higher productivity into their lives.
Author: United Benefit Advisors
Posted: September 12, 2016, 4:00 am
With apologies to the band R.E.M., this article is not about their music, nor their album, but about how automatic enrollment has significantly helped people.
Author: United Benefit Advisors
Posted: September 6, 2016, 4:00 am
The summer is upon us and that means warmer weather, lots of sunshine, and plenty of opportunities to have some fun outdoor activities. It’s too bad that your office job requires you to be indoors all day, or does it?
Author: United Benefit Advisors
Posted: August 29, 2016, 4:00 am
If you haven’t heard of the "five-second rule," it's the myth that it's okay to eat a piece of food dropped on the floor if it’s picked up within five seconds.
Author: United Benefit Advisors
Posted: August 22, 2016, 4:00 am
With apologies to Buster Poindexter, it’s never good if you’re feeling hot, hot, hot. Heat-related deaths while on the job can happen to anyone, and are completely preventable, but who do you think it happens to most often?
Author: United Benefit Advisors
Posted: August 15, 2016, 4:00 am
Do you have a collection? Some people collect baseball cards, Barbie® dolls, or comic books. Others collect PCs, laptops, tablets, smartphones, and wearable technology. And those with mobile devices often collect apps.
Author: United Benefit Advisors
Posted: August 8, 2016, 4:00 am
Work. Work. Work. People work long hours at their jobs only to be rewarded by working long hours when they’re home.
Author: United Benefit Advisors
Posted: August 1, 2016, 4:00 am
As the saying goes, an oral agreement is as good as the paper it’s written on. However, once it’s in writing, it might as well be written in stone. Such is the case with labor contracts.
Author: United Benefit Advisors
Posted: July 25, 2016, 4:00 am
Stress eating, sometimes called emotional eating, is where a person feels the need to eat (usually in large amounts) some type of “junk” or “comfort food” in response to an emotional situation rather than due to feelings of being hungry.
Author: United Benefit Advisors
Posted: July 5, 2016, 4:00 am
And like that song from 1969, it appears that most employees really don’t know cloud computing at all.
Author: United Benefit Advisors
Posted: June 27, 2016, 4:00 am
Today, most new full-time hires expect a company to offer certain standard benefits – health, dental, vision, and life insurance, paid vacation and sick days, and a 401(k) or pension.
Author: United Benefit Advisors
Posted: June 20, 2016, 4:00 am
Nobody wants to be audited--especially by the Department of Labor. Audits usually either arise from a complaint (which leads to an investigation) or are totally random.
Author: United Benefit Advisors
Posted: June 13, 2016, 4:00 am
Eighty-nine percent of job seekers with student loan debt said they believe companies should offer student loan repayment as an employee benefit, according to a survey by Beyond.com.
Author: United Benefit Advisors
Posted: June 6, 2016, 4:00 am
The terms "wellness" and "well-being" are often used interchangeably; however, they mean very different things when applied to workplace health promotion.
Author: United Benefit Advisors
Posted: May 31, 2016, 4:00 am
Eighty-one percent of employees have elected vision benefits in 2016, up from 78 percent last year, according to Transitions.
Author: United Benefit Advisors
Posted: May 23, 2016, 4:00 am
Corporate disaster plans used to be just weather-related, but in today’s world these plans should include acts of terrorism.
Author: United Benefit Advisors
Posted: May 9, 2016, 4:00 am
An often heard excuse for people not exercising is that they don’t have time to do it. We all have time for something, it just depends on whether we want to make time for it.
Author: United Benefit Advisors
Posted: May 2, 2016, 4:00 am
Many employers have done an excellent job of integrating financial wellness programs with their employees in order for them to improve their overall financial well-being.
Author: United Benefit Advisors
Posted: April 25, 2016, 4:00 am
Everyone is aware of office politics, but what about politics in the office? Whether you label yourself as a republican, democrat, independent, liberal, conservative, or anything else, it’s best to keep your opinions to yourself.
Author: United Benefit Advisors
Posted: April 18, 2016, 4:00 am
When it comes to business fashion, my two favorite quotes are “Clothes make the man. Naked people have little or no influence on society.” by Mark Twain and “You cannot climb the ladder of success dressed in the costume of failure.” by Zig Ziglar. But do clothes really make the man (or woman)?
Author: United Benefit Advisors
Posted: April 11, 2016, 4:00 am
To quote singer Warren Zevon, "I've been to Paris and it ain't that pretty at all." Many people often think of business travel as a "free vacation" or that it's all champagne and caviar (and if it is for you, I want to know where you work), but the reality is that it's often very stressful.
Author: United Benefit Advisors
Posted: April 4, 2016, 4:00 am
If you haven’t noticed, newspapers are shrinking in size. Fewer people, especially the younger demographic of 18- to 40-year-olds, read them and this especially applies to when they’re searching for jobs.
Author: United Benefit Advisors
Posted: March 28, 2016, 4:00 am
Every workplace has its fair share of slackers and goof-offs, but it’s what an employer does with those employees that solidifies its corporate culture as one of high or low performance.
Author: United Benefit Advisors
Posted: March 21, 2016, 4:00 am
Are you the type of employee who eats alone? You may be doing yourself a disservice according to an article on the Society For Human Resource Management's website titled, "Breaking Bread At Work Boosts Bottom Line, Study Claims."
Author: United Benefit Advisors
Posted: March 7, 2016, 4:00 am
Have you noticed a recurring theme that we wish we had more time? In our quest to squeeze more out of the day, we often push sleep aside and humorously tell our friends and coworkers, "I'll sleep when I'm dead."
Author: United Benefit Advisors
Posted: February 29, 2016, 4:00 am
As competition heats up in the job market, companies are always searching for that one great perk that might sway a potential candidate to choose them over anyone else.
Author: United Benefit Advisors
Posted: February 22, 2016, 4:00 am
This isn't a question of whether you would rather have more time or money, but which do you value most?
Author: United Benefit Advisors
Posted: February 15, 2016, 4:00 am
It's the beginning of February. Have you already abandoned your New Year’s resolutions?
Author: United Benefit Advisors
Posted: February 8, 2016, 4:00 am
Everyone has a bad or stressful day from time to time and we all deal with that day in various ways.
Author: United Benefit Advisors
Posted: February 1, 2016, 4:00 am
When it comes to searching for jobs, most Americans go online rather than depend on friends or other contacts for this information.
Author: United Benefit Advisors
Posted: January 25, 2016, 4:00 am
As wellness programs continue to flourish among employers, a discovery is being made about one of the most important health aspects -- hypertension.
Author: United Benefit Advisors
Posted: January 19, 2016, 4:00 am
People who want to get healthy all have good intentions starting out.
Author: United Benefit Advisors
Posted: January 11, 2016, 4:00 am
An employer is not a parent, and they have no duty to tell you what you must eat. However, as wellness become more important in the workplace, an employer can certainly encourage good eating habits.
Author: United Benefit Advisors
Posted: January 4, 2016, 4:00 am
Why can’t a bicycle stay up? Because it’s two (too) tired. Now that you’ve stopped groaning, lack of sleep is a growing problem among corporate America and a serious health concern.
Author: United Benefit Advisors
Posted: December 28, 2015, 4:00 am
It seems that every office has its share of employees who appear so dedicated to their jobs that they are always available, never or seldom take a lunch break, and when they do take a break, they remain working at their desk.
Author: United Benefit Advisors
Posted: December 22, 2015, 4:00 am
It’s flu season again and that means it’s time for everyone to get their annual flu shot.
Author: United Benefit Advisors
Posted: December 7, 2015, 4:00 am
Storm preparation, whether for a hurricane, blizzard, or other natural disaster is critical for surviving the event with minimal impact.
Author: United Benefit Advisors
Posted: November 30, 2015, 4:00 am
We’ve become a very connected society, but that doesn’t mean we want to share everything with everybody.
Author: United Benefit Advisors
Posted: November 23, 2015, 4:00 am
Someone in the C-Suite of a company gets sick. I’m not talking about a cold or flu; I’m talking about a major, possibly even terminal, illness.
Author: United Benefit Advisors
Posted: November 18, 2015, 4:00 am
If you’re Inspector Gadget, you might say, “Go-go gadget security!” but for the rest of us we’re stuck with the task of keeping our smartphones, tablets, wearable technology, and any other connected devices (collectively known as the “Internet of Things”) secure.
Author: United Benefit Advisors
Posted: November 9, 2015, 4:00 am
With apologies to the rock band Queen, we are the champions (of wellness), my friends.
Author: United Benefit Advisors
Posted: November 2, 2015, 4:00 am
It’s amazing how dependent we’ve become on technology and how connected we are to our mobile devices.
Author: United Benefit Advisors
Posted: October 26, 2015, 4:00 am
If your boss has never yelled at you, then either you own your own business, are self-employed, or have a boss who is mute.
Author: United Benefit Advisors
Posted: October 20, 2015, 4:00 am
Smile and the world smiles with you, but what happens when someone you work with is rude?
Author: United Benefit Advisors
Posted: October 13, 2015, 4:00 am
When we think of things that are dirty (real items, not someone’s mind), public restrooms immediately jump to the top of the list. Yet, in the grand scheme of things, there are items far dirtier and you probably handle them on a daily basis.
Author: United Benefit Advisors
Posted: October 5, 2015, 4:00 am
You know what they say about people who assume. When it comes to a company’s intellectual property, never assume anything. Just because you think something is proprietary and confidential doesn’t mean that it is, or that someone else will feel the same way you do.
Author: United Benefit Advisors
Posted: September 28, 2015, 4:00 am
Do you know how to haggle? Some people delight in the prospect of obtaining a more favorable side to monetary negotiations. Others not only dread this thought, but will go to amazing lengths to avoid it.
Author: United Benefit Advisors
Posted: September 21, 2015, 4:00 am
It’s no surprise that people are trying to save money on their health care costs. What could be a surprise is the bill you receive from an urgent care clinic.
Author: United Benefit Advisors
Posted: September 7, 2015, 4:00 am
You’re at home, at work, or on the street and someone collapses in front of you. They’re not breathing. This person could be a loved one, a coworker, or a complete stranger. Would you know what to do?
Author: United Benefit Advisors
Posted: August 31, 2015, 4:00 am
At some point in your life, you’ve probably been sick or had a minor injury. Before the advent of smartphones and even the Internet, when this happened you would schedule an appointment with your doctor.
Author: United Benefit Advisors
Posted: August 24, 2015, 4:00 am
The popular phrase “Dress for the job you want, not the job you have,” doesn’t mean you should show up at work looking like an astronaut, but it also doesn’t mean that you should dress super fancy if all your peers are wearing jeans.
Author: United Benefit Advisors
Posted: August 17, 2015, 4:00 am
If you're already a pet owner, you know how much they have improved your life. I can tell you that my mood instantly brightens the moment I come home to find my dog happy to see me.
Author: United Benefit Advisors
Posted: August 10, 2015, 4:00 am
It sure is hot this summer. How hot is it? It’s so hot that... well, let’s just say that it’s so hot people need to remember to stay hydrated. And that’s not just for people who exercise!
Author: United Benefit Advisors
Posted: August 3, 2015, 4:00 am
The term “friending” refers to adding someone to a list of friends on a social media website. This list is more of a contact database rather than meaning someone on it is actually your friend.
Author: United Benefit Advisors
Posted: July 27, 2015, 4:00 am
Even though you already have a job, you’ve been interviewing with other companies and have now just been offered a position. This is the day you go to your supervisor or HR department and turn in your two weeks’ notice (you are a professional after all, you don’t just quit). But then, surprise, you get a counteroffer to stay.
Author: United Benefit Advisors
Posted: July 20, 2015, 4:00 am
There are plenty of educational programs on how to save for retirement, and even the industry as a whole has told people to find their goal or a specific dollar amount for retirement. However, what is often not considered is just how much a person will be spending on health care once they retire.
Author: United Benefit Advisors
Posted: July 13, 2015, 4:00 am
You’re not a couch potato. You routinely exercise at least three times each week. You eat healthy, or at least reasonably healthy, and you don’t smoke. However, when you’re at work or at home you have a nasty habit of sitting down for long periods of time. How bad that can be?
Author: United Benefit Advisors
Posted: July 9, 2015, 4:00 am
Social media is not often associated with learning -- unless you want to learn about the latest gossip concerning your friend or a celebrity -- yet it is emerging as the next tool for employers to improve upon the learning environment for their workforce.
Author: United Benefit Advisors
Posted: June 30, 2015, 4:00 am
As the use of Attention Deficit Hyperactivity Disorder (ADHD) medications proliferated in children, so too has that carried into adulthood, and sometimes with serious consequences.
Author: United Benefit Advisors
Posted: June 23, 2015, 4:00 am
When it comes to retirement, most people know what to do; they just don’t know how to go about doing it.
Author: United Benefit Advisors
Posted: June 8, 2015, 4:00 am
We all know that exercising the body can produce health benefits, but can we exercise our brain to make us smarter?
Author: United Benefit Advisors
Posted: June 2, 2015, 4:00 am
It used to be in the workplace that if someone typed something they shouldn’t have, such as in a paper or email, then they could often try and retract or delete it or make the recipient swear that he or she wouldn’t share it.
Author: United Benefit Advisors
Posted: May 27, 2015, 4:00 am
In the interest of protecting their workforce, many employers not only make certain vaccinations available voluntarily to their employees, but often require them as a condition of employment.
Author: United Benefit Advisors
Posted: May 20, 2015, 4:00 am
Like the commercial for a wireless carrier that asks, “Can you hear me now?” hearing loss is a very real danger and one that’s irreversible.
Author: United Benefit Advisors
Posted: May 15, 2015, 4:00 am
As the saying goes, what happens on social media stays on social media. But that doesn’t mean anyone has the right to dig through someone else's personal history if they’re being considered for a job.
Author: United Benefit Advisors
Posted: May 14, 2015, 4:00 am
When it comes to saying you're sorry, I'm not talking about the infamous media "non-apologies" we hear so often from celebrities and politicians.
Author: United Benefit Advisors
Posted: May 12, 2015, 4:00 am
No matter how good your work team is, if someone is missing, it’s probably never going to accomplish as much as if you had a full roster. It’s a foregone conclusion that people get sick and, depending on the severity of the illness, will take time off to recuperate.
Author: United Benefit Advisors
Posted: May 6, 2015, 4:00 am
Health reimbursement arrangements (HRAs), health savings accounts (HSAs) and health care flexible spending accounts (HFSAs) are generally referred to as account-based plans.
Author: United Benefit Advisors
Posted: April 10, 2015, 4:00 am
Coming off a busy February, regulatory agencies were noticeably quiet during the month of March.
Author: United Benefit Advisors
Posted: March 31, 2015, 4:00 am
There are some people who have no problem saying that they're sorry. There are some people who rarely, or flat-out refuse, to say they're sorry. And then there are people who apologize at the drop of a hat and profusely without truly being sorry.
Author: United Benefit Advisors
Posted: March 25, 2015, 4:00 am
Did you happen to miss this webinar that was hosted on March 5, 2015? Are you interested in learning more about maximizing your vision benefit?
Author: United Benefit Advisors
Posted: March 23, 2015, 4:00 am
In the Benefit and Payment Parameters for 2016 Final Rule issued in February of 2015, federal agencies included a clarification that annual cost-sharing limitations for self-only coverage apply to all individuals, regardless of whether the individual is covered by a self-only plan or is covered by another kind of plan.
Author: United Benefit Advisors
Posted: March 17, 2015, 4:00 am
Who doesn’t like cake? Who doesn’t like a party? Who doesn’t like to get recognized? Potentially, HR managers don’t like these because they can often go awry. Birthday celebrations can be a legal and possibly morale-killing land mine.
Author: United Benefit Advisors
Posted: March 11, 2015, 4:00 am
On February 20, the Centers for Medicare and Medicaid Services and the Department of Health and Human Services issued a Final Rule with standards for insurers and Marketplaces in 2016, covering topics such as transparency in health insurance rate increases, formulary drug lists, drug mail order opt out provisions, determination of minimum value, and benefits discrimination.
Author: United Benefit Advisors
Posted: March 5, 2015, 4:00 am
Many employers look at employee benefits as a commodity, bidding out their plans annually -- and who can blame them? Rising health care costs coupled with a challenging economic environment have forced many human resources decision-makers to focus heavily on cost.
Author: United Benefit Advisors
Posted: February 26, 2015, 4:00 am
Most companies have some form of employee training program, but those that are progressive are embracing the mobile or e-learning platform. The benefits of this type of learning are twofold: It can be done anywhere and at any time, and the learner doesn’t have to be removed from what he or she is learning about.
Author: United Benefit Advisors
Posted: February 24, 2015, 4:00 am
The Patient Protection and Affordable Care Act (PPACA) provides that individuals who do not have minimum essential (basic medical) coverage will owe a penalty unless they qualify for an exemption.
Author: United Benefit Advisors
Posted: February 24, 2015, 4:00 am
Employers have a lot of choices when it comes to buying group health insurance, including going directly to a carrier (or one of its agents), buying online, or going through a broker.
Author: United Benefit Advisors
Posted: February 24, 2015, 4:00 am
Just because the holidays are long over does not mean that the giving season has ended. Charitable giving can be incorporated into your company culture so that the joy is spread year-round and busted out of the “season.” Here are three things to consider when developing your corporate charitable giving strategy.
Author: United Benefit Advisors
Posted: February 19, 2015, 4:00 am
Thursday, March 5, 2015 2:00 p.m. ET / 11:00 a.m. PT
Author: United Benefit Advisors
Posted: February 17, 2015, 4:00 am
Chicago Agency Adds to UBA’s Growing Network of Independent Employee Benefits Advisory Firms Spanning North America and Europe
Author: United Benefit Advisors
Posted: February 17, 2015, 4:00 am
United Benefit Advisors (UBA), the nation’s leading independent employee benefits advisory organization, is proud to announce it has added Voya Financial® (Voya) as a new Strategic Partner.
Author: United Benefit Advisors
Posted: February 12, 2015, 4:00 am
Employers receive plenty of resumes throughout the year and many seem too good to be true. Whether the candidate's past employment, education, or references seem out of line, the worst an employer can do is neglect to follow-up and verify the accuracy.
Author: United Benefit Advisors
Posted: February 3, 2015, 4:00 am
Tuesday, February 10, 2015 2:00 p.m. ET / 11:00 a.m. PT
Author: United Benefit Advisors
Posted: January 30, 2015, 4:00 am
The New York Times recently stirred up a media firestorm when it reported about Harvard University professors who were lambasting the health care increases they were facing this year.
Author: United Benefit Advisors
Posted: January 20, 2015, 4:00 am
There was a nearly 322% increase in the number of plans utilizing an early renewal strategy on December 1, 2013, which delayed many effects of PPACA until December 1, 2014. Of the employers who postponed their renewal date, 94% were small businesses that employ fewer than 100 employees.
Author: United Benefit Advisors
Posted: January 9, 2015, 4:00 am
Many employers benchmark their health plans against other employers with the same carrier or using nationally available data. But the benchmarking best practice is to compare your plan with others based on plan type, region, employee size, and industry.
Author: United Benefit Advisors
Posted: January 8, 2015, 4:00 am
It's the holidays. It's the perfect storm of indulging in food that you may not normally eat. Whether you get gift baskets in the office, or are just tempted by all the holiday goodies in the supermarket, your mind is constantly being coerced into wanting the deliciousness that's mere feet away. Don't give in to the craving!
Author: United Benefit Advisors
Posted: January 7, 2015, 4:00 am
The Department of Health and Human Services (HHS) has issued its proposed Benefit and Payment Parameters for 2016. While these amounts and dates are not yet final, they may be of help for planning purposes.
Author: United Benefit Advisors
Posted: December 30, 2014, 4:00 am
Today, more than 4 billion (out of 6.8 billion) people own a mobile phone. This includes people across all socio-economic classes around the world. They have become part of everyday life.
Author: United Benefit Advisors
Posted: December 29, 2014, 4:00 am
UBA Benefits Passport Offers a Fully-Customizable Solution
Author: United Benefit Advisors
Posted: December 23, 2014, 4:00 am
Prestigious Hawaii Agency With A Deep History Adds To UBA’s Growing Network Of Independent Employee Benefits Advisory Firms Spanning North America And Europe
Author: United Benefit Advisors
Posted: December 23, 2014, 4:00 am
Due to cost-of-living adjustments, the IRS made a welcome announcement that, starting in 2015, it will allow people to add a little more to their retirement plans.
Author: United Benefit Advisors
Posted: December 12, 2014, 4:00 am
On November 6, 2014, the collective Departments of Health and Human Services (HHS), Labor (DOL) and the Treasury released three Frequently Asked Questions (FAQs) directed at employer payment plans for the purchase of individual insurance
Author: United Benefit Advisors
Posted: December 9, 2014, 4:00 am
As we approach 2015, employers should be taking steps to ensure they are prepared to meet the Patient Protection and Affordable Care Act (PPACA) requirements that begin in 2015 and those which must be completed in 2014.
Author: United Benefit Advisors
Posted: December 3, 2014, 4:00 am
Since 2005, United Benefit Advisors® (UBA) has surveyed thousands of employers across the nation regarding their health plan offerings, their ongoing plan decisions in the face of significant legislative and marketplace changes, and the impact of these changes on their employees and businesses.
Author: United Benefit Advisors
Posted: December 2, 2014, 4:00 am
If anyone has ever had to sign a contract of any kind, then they know how often it requires a signature - often on multiple pages.
Author: United Benefit Advisors
Posted: December 2, 2014, 4:00 am
Tuesday, December 9, 2014 2:00 p.m. ET / 11:00 a.m. PT
Author: United Benefit Advisors
Posted: November 21, 2014, 4:00 am
Sierra-Cedar Vice President of Research and Analytics Stacey Harris says more than 50% of survey respondents reported that they will increase spending next year.
Author: United Benefit Advisors
Posted: November 12, 2014, 4:00 am
The Internal Revenue Service issued Notice 2014-55 which allows employers to amend their Section 125 plans to recognize several new change in status events.
Author: United Benefit Advisors
Posted: November 10, 2014, 4:00 am
According to two studies by the Workers Compensation Research Institute (WCRI), the vast majority of injured workers with long-term opioid use (opioids, such as morphine, oxycodone and hydrocodone, are effective pain relievers but can be highly addictive) did not receive standard treatments for chronic opioid-use management, such as drug screening, psychological evaluations and physical therapy.
Author: United Benefit Advisors
Posted: November 7, 2014, 4:00 am
Managing leaves of absence is an ongoing issue for many employers. Several laws potentially apply to leaves -- the Family and Medical Leave Act, the Americans with Disabilities Act, and workers' compensation apply most often. Recent guidance under the Pregnancy Discrimination Act has added protections for pregnant employees.
Author: United Benefit Advisors
Posted: November 3, 2014, 4:00 am
Data breaches -- such as those recently at Target, Home Depot, and Jimmy John's -- can result in identity and other theft, but Brian Hall, partner at the law firm Porter Wright, says there are key takeaways from employers.
Author: United Benefit Advisors
Posted: October 29, 2014, 4:00 am
Wisdom Workplace Webinar: The FMLA Freight Train: How To Stay Ahead of It Monday, October 27, 2014 11:00 a.m. ET / 8:00 a.m. PT
Author: United Benefit Advisors
Posted: October 17, 2014, 4:00 am
I have sat with hundreds of employers that want to make a difference. They want to make a difference in how their teams work, how productive the employees are, and better yet...in how they, as an employer, can attract, retain and engage the best and brightest people for long-term sustainable (profitable) growth of the organization. But many companies fall short.
Author: United Benefit Advisors
Posted: October 7, 2014, 4:00 am
Tuesday, October 14, 2014 2:00 p.m. EDT / 11:00 a.m. PDT
Author: United Benefit Advisors
Posted: October 1, 2014, 4:00 am
The Patient Protection and Affordable Care Act (PPACA) is driving companies to look at many aspects of their organization more strategically.
Author: United Benefit Advisors
Posted: September 30, 2014, 4:00 am
A more meaningful attempt to manage absences can go a long way toward helping ease the staffing and morale challenges of small and midsize businesses that often feel the impact of absences more acutely than larger firms.
Author: United Benefit Advisors
Posted: September 22, 2014, 4:00 am
As employers determine their plan designs for the coming year, those that have plans with grandfathered status need to decide if maintaining grandfathered status is their best option. Following are some frequently asked questions, and answers, about grandfathering a group health plan.
Author: United Benefit Advisors
Posted: September 10, 2014, 4:00 am
Ask any employee how they're doing and you're likely to hear the answer, "I'm feeling stressed today." Oh, really? EVERYONE at work is stressed at one time or another.
Author: United Benefit Advisors
Posted: September 9, 2014, 4:00 am
The Family and Medical Leave Act (FMLA) regulations that became effective in 2009 provide employers with mechanisms by which we can better curb FMLA abuse. However, there are also some traps employers can fall into if they do not review the regulations carefully and administer leave requests appropriately.
Author: United Benefit Advisors
Posted: September 3, 2014, 4:00 am
The Department of Labor (DOL) requires that participant notices and other plan information ("disclosures") be provided in a way that is reasonably calculated to ensure delivery to all plan participants. The Department of Health and Human Service (HHS) typically follows the DOL's rules. There are two primary ways to deliver plan information -- by paper and electronically.
Author: United Benefit Advisors
Posted: August 19, 2014, 4:00 am
Why is a muffler salesperson always tired? Because their work is exhausting! You may think that a story on sleep deprivation should be in the wellness section, but the topic really does cover employee relations. Why? An article on Workforce.com states that employees who are sleepy are not only less productive, but are more prone to causing accidents and increasing health care costs.
Author: United Benefit Advisors
Posted: August 15, 2014, 4:00 am
In order for the IRS to verify that individuals and employers are meeting their shared responsibility obligations, and that individuals who request premium tax credits are entitled to them, employers and insurers will be required to provide reporting on the health coverage they offer. Reporting will first be due early in 2016, based on coverage in 2015.
Author: United Benefit Advisors
Posted: August 13, 2014, 4:00 am
As of January 1, 2014, the Patient Protection and Affordable Care Act (PPACA) requires pediatric dental benefits to be one of the 10 essential health benefits (EHBs) that must be included in individual and small group medical coverage, as well as coverage offered through the Exchanges.
Author: United Benefit Advisors
Posted: August 1, 2014, 4:00 am
There's no denying it. The vast majority of workers won't be ready financially for retirement. Seventy percent are behind schedule in saving for retirement and half of all Americans have less than $10,000 in savings. Of immediate importance is the fact that nearly half of the oldest boomers are at risk of not having sufficient retirement resources to pay for basic retirement and healthcare costs!
Author: United Benefit Advisors
Posted: July 24, 2014, 4:00 am
Planning for 2015 - Open Enrollment and Other PPACA Issues Tuesday, August 12, 2014 2:00 p.m. ET / 11:00 a.m. PT
Author: United Benefit Advisors
Posted: July 16, 2014, 4:00 am
With all of the recent changes flowing from PPACA, it is important not to forget some very basic and long-standing aspects of plan compliance, design, drafting and administration, particularly those rooted in significant part in a law enacted 40 years ago, the Employee Retirement Income Security Act, also known as “ERISA.”
Author: United Benefit Advisors
Posted: July 15, 2014, 4:00 am
The Atlantic hurricane season officially started on June 1, and anyone living in areas prone to hurricanes who hasn't already prepared for it should get ready now. According to an article in SHRM: Society For Human Resource Management, the National Oceanic and Atmospheric Administration (NOAA) is predicting a below-normal number of storms this season, but that doesn't mean preparations can be delayed for keeping families, businesses, and property safe.
Author: United Benefit Advisors
Posted: June 16, 2014, 4:00 am
At the recent SXSW (South by Southwest) entertainment and technology conference, one of the seminars that seemed out of place among the usual presentations of innovative ideas, thought leadership, and ways to get noticed by venture capitalists was one titled, "Make Yourself the Happiest Person on Earth."
Author: United Benefit Advisors
Posted: May 20, 2014, 4:00 am
Ladder safety should be paramount on any employer's checklist whether they employ building maintenance staff, construction workers, landscapers, or anyone who needs to perform a task that's out of reach.
Author: United Benefit Advisors
Posted: May 9, 2014, 4:00 am
Where do you want to eat? It's a question heard every day and Employee Benefit News featured an article that stated, according to TIAA-CREF's annual IRA survey, adults in the U.S. spend more time choosing a restaurant for a special occasion than they do for planning their IRA. Based on the data collected on the more 1,000 adults surveyed, only 15% spent two or more hours planning their IRA investment.
Author: United Benefit Advisors
Posted: May 5, 2014, 4:00 am
Most employee benefit plans are required to file a Form 5500 annually, and penalties for not meeting this obligation can be costly. Tuesday, May 13, 2014 - 2:00 p.m. ET / 11:00 a.m. PT
Author: United Benefit Advisors
Posted: May 1, 2014, 4:00 am
According to the Centers for Disease Control and Prevention (CDC), an estimated 1 in 10 U.S. adults report symptoms of depression. In an Employee Benefit News article, it claims that while navigating employee mental health can be tricky for HR since not all symptoms are noticeable, a few hidden indicators can hinder overall productivity.
Author: United Benefit Advisors
Posted: May 1, 2014, 4:00 am
Most people today have at least one -- if not more -- mobile devices. Smartphones, full-size tablets, mini tablets, "phablets" (smartphones that are usually larger in size and can do more functions than a typical phone), hand-held computers, and wearable technology are fully integrated into most people's lives. Desktops and even laptops are considered relics nowadays by the up-and-coming college graduates.
Author: United Benefit Advisors
Posted: April 28, 2014, 4:00 am
The Department of Health and Human Services (HHS) announced that insurers, but not employers, must offer the same health coverage to a spouse in a same-sex marriage as they offer to a spouse in a traditional marriage. According to an article in Kaiser Health News, the change means that same-sex married couples will now be able to buy family policies if they have previously been unable to do so.
Author: United Benefit Advisors
Posted: April 24, 2014, 4:00 am
Many group health plans will need to be amended to reflect the required changes to benefits and waiting periods that take effect in 2014. Employers also should consider whether eligibility language will need to be updated to reduce the number of hours the employee must work to be eligible, to address look-back periods, and/or to base eligibility on actual hours worked instead of the “regularly scheduled to work” standard that is common now.
Author: United Benefit Advisors
Posted: April 18, 2014, 4:00 am
It seems like it's easier for people to find a job if they're already employed. Consequently, it seems like the longer someone is unemployed, then the more unemployable he or she may appear. To combat this perception the Department of Labor has announced the availability of millions of dollars in grants to assist those who have been stuck in long-term unemployment.
Author: United Benefit Advisors
Posted: April 18, 2014, 4:00 am
A U.S. Surgeon General's Report issued in January marks fifty years since the Surgeon General's landmark report in 1964 that set in motion a nationwide campaign to reduce and hopefully eliminate tobacco smoking in the United States. Also in January, rules under the Affordable Care Act (ACA) went into effect, enhancing employers' ability to provide financial incentives to employees to "kick the habit!"
Author: United Benefit Advisors
Posted: April 15, 2014, 4:00 am
Form 5500 Filing Requirements Tuesday, May 13, 2014 - 2:00 p.m. ET / 11:00 a.m. PT Most employee benefit plans are required to file a Form 5500 annually, and penalties for not meeting this obligation can be costly. During this 90-minute basic-to-intermediate level webinar we will discuss:
Author: United Benefit Advisors
Posted: April 15, 2014, 4:00 am
More than 75 cents of every health care dollar spent in the United States goes toward treating chronic diseases such as arthritis, asthma, cancer, cardiovascular disease, and diabetes, according to the Centers for Disease Control and Prevention. Because these conditions are the No. 1 cause of death and disability, and consequently the primary factor in rising health care costs, moving toward prevention-based care will be the key that helps both employers and employees pull health care costs back from the edge of crisis over the long term.
Author: United Benefit Advisors
Posted: April 15, 2014, 4:00 am
PPACA brings numerous responsibilities and options to employers. Below is a summary of the PPACA provisions that apply to group health plans and whether the provision applies to insured mid-sized group plans.
Author: United Benefit Advisors
Posted: April 11, 2014, 4:00 am
Counting employees under health care reform is not as easy as 1 – 2 - 3. The rules are quite complicated, and if not done correctly can have serious repercussions for your business. The final employer shared responsibility (“play or pay”) regulations have been issued and beginning in 2015, larger employers will need to either offer health coverage that meets the requirements of the Patient Protection and Affordable Care Act (PPACA) or pay penalties. Although the requirement is not effective until 2015, employers need to be gathering data and making decisions now.
Author: United Benefit Advisors
Posted: April 6, 2014, 4:00 am
Want to know what is happening in Washington, D.C. as it relates to the now four-year-old Patient Protection and Affordable Care Act (PPACA)? While parts of the law have been implemented, major additional requirements are scheduled to take effect over the next several years. Significant regulations on the employer-shared responsibility and reporting requirements were issued earlier this year. Meanwhile, a number of bills have been introduced in Congress to modify, or even repeal, this law.
Author: United Benefit Advisors
Posted: April 4, 2014, 4:00 am
Employers of all sizes are challenged to rethink employee benefits in this new world of health care reform. Tight budgets and a still-recovering economy are spurring benefits managers to think beyond health insurance and look at their benefits as a whole. They must think creatively and more broadly. They must step up their communications to help employees manage the changes ahead. The task requires commitment, but the payoff is more than worthwhile: a benefits program that helps employers of all sizes compete more effectively in tomorrow’s marketplace.
Author: United Benefit Advisors
Posted: April 3, 2014, 4:00 am
The Employer-Shared Responsibility (“Play or Pay”) final regulations released February 2014 provide a little relief for Applicable Large Employers (ALEs) and their obligations surrounding dependent coverage. The final regulations provide, in part, that in order to avoid a potential penalty, ALEs must offer coverage to the full-time employees’ dependents. This article will address the Final Regulations’ definition of dependent, possible implications, and allowable transitional relief.
Author: United Benefit Advisors
Posted: March 27, 2014, 4:00 am
Based on an article in SHRM: Society For Human Resource Management magazine, the percentage of U.S. job seekers relocating for new positions has climbed to its highest level since 2009.
Author: United Benefit Advisors
Posted: March 25, 2014, 4:00 am
Based on an article in SHRM: Society For Human Resource Management magazine, the percentage of U.S. job seekers relocating for new positions has climbed to its highest level since 2009.
Author: United Benefit Advisors
Posted: March 21, 2014, 4:00 am
Now that everyone is focused on basketball, specifically the NCAA Men's Division I Basketball Tournament, how does March madness translate into workplace madness? In an article in Employee Benefit News, they estimate that approximately 50 to 60 million Americans participate in brackets and pools.
Author: United Benefit Advisors
Posted: March 19, 2014, 4:00 am
President Barack Obama is offering more Americans the chance to put away money for retirement through payroll deductions with a plan for new government-sponsored savings accounts.
Author: United Benefit Advisors
Posted: March 13, 2014, 4:00 am
Ask any employer that has a wellness program and their goal is to have a positive impact on their employees. In order to have that, however, employers constantly focus on how to increase worker participation. As can be expected, this is a challenging endeavor, but some new and ground-breaking tactics are being used.
Author: United Benefit Advisors
Posted: March 5, 2014, 4:00 am
According to an article in Human Resource Executive Online, California has further restricted criminal background checks. California SB530 amends the California Labor Code to prohibit public and private employers from asking job applicants about criminal records that have been expunged, sealed, or dismissed.
Author: United Benefit Advisors
Posted: February 19, 2014, 4:00 am
More people are carrying various electronic devices on them at all times. Some of these are already in the workplace such as cell phones, MP3 players, and tablets. However, as technology evolves, a leading-edge trend is for wearable technology. As with all technology, it will take some time for this to become accepted as mainstream and commonplace at work. For human resources, this presents new challenges.
Author: United Benefit Advisors
Posted: February 15, 2014, 4:00 am
Author: United Benefit Advisors
Posted: February 12, 2014, 4:00 am
Most small employers won't be able to buy plans online until November 2014.
Author: United Benefit Advisors
Posted: December 6, 2013, 4:00 am
I have been trying to get a sense of what I am buying, of how many options I have to consider, of how much it will cost and of how I can explain my choices to my workers. This has been extraordinarily complex.
Author: United Benefit Advisors
Posted: December 3, 2013, 4:00 am
It seems you can't look at a business-oriented website or go to a conference these days without hearing people talk about big data.
Author: United Benefit Advisors
Posted: November 21, 2013, 4:00 am
Kris was forced to endure the unthinkable: her daughter had just become the victim of a sexual assault.
Author: United Benefit Advisors
Posted: November 19, 2013, 4:00 am
Forthcoming changes to the insurance market landscape in 2014 and 2015 will bring many employers to a crossroad.
Author: United Benefit Advisors
Posted: November 14, 2013, 4:00 am
When the Affordable Care Act first passed, most self-insured employers thought they wouldn't need to pay much attention to the new health insurance exchanges (or marketplaces) created by the law.
Author: United Benefit Advisors
Posted: November 8, 2013, 4:00 am
Results from the United Benefit Advisors (UBA) 2013 Health Plan Survey are in! See how your firm's health plan stacks up against your competitors.
Author: United Benefit Advisors
Posted: October 20, 2013, 4:00 am
As millions of working Americans open their employer's health care packets this month, many will be encountering a new option: high-deductible plans linked to health savings accounts that come loaded with tax benefits.
Author: United Benefit Advisors
Posted: October 14, 2013, 4:00 am
The United States Supreme Court has granted certiorari to review the Sixth Circuit's decision in Quality Stores, which held that severance payments in connection with a reduction in force (RIF) are exempt from Social Security (FICA) taxes. United States v. Quality Stores, Inc., 693 F.3d 605 (6th Cir. 2012).
Author: United Benefit Advisors
Posted: October 4, 2013, 4:00 am
A federal lawmaker is asking the Equal Employment Opportunity Commission to investigate employer wellness programs that seek intimate health information from employees, and to issue guidelines preventing employers from using such programs to discriminate against workers.
Author: United Benefit Advisors
Posted: September 26, 2013, 4:00 am
As PPACA standards and practices begin to take effect, business owners are considering how to keep budgets low while simultaneously offering healthcare coverage to full-time employees.
Author: United Benefit Advisors
Posted: September 23, 2013, 4:00 am
On Sept. 18, the Securities and Exchange Commission voted to propose a rule requiring companies to disclose the ratio of CEO pay to the average worker's pay within their company.
Author: United Benefit Advisors
Posted: September 23, 2013, 4:00 am
Obesity now affects approximately one in three Americans, according to recent data.
Author: United Benefit Advisors
Posted: September 12, 2013, 4:00 am
Theresa Pugh stopped at a store near Lord & Taylor after eating at the restaurant a few doors down. She picked herself up a supplemental Medicare plan from the Horizon Connect store.
Author: United Benefit Advisors
Posted: September 12, 2013, 4:00 am
Earlier this year, technology giant Intel Corp. began an experiment in health care delivery at its largest semiconductor manufacturing facility in Rio Rancho, N.M.
Author: United Benefit Advisors
Posted: September 4, 2013, 4:00 am
UBA Partner Firm the Cornerstone Group's Vice President, Amy Gallagher, was quoted in a Boston Globe story on Sept. 2.
Author: United Benefit Advisors
Posted: September 3, 2013, 4:00 am
Employers looking to limit healthcare expenses related to the Patient Protection and Affordable Care Act while still providing individuals with flexible and convenient options for medical coverage are turning to high-deductible health plans as the most viable choice for long-term use.
Author: United Benefit Advisors
Posted: August 22, 2013, 4:00 am
Encourage your best clients to enter The Principal 10 Best. This prestigious national program recognizes growing companies that excel in innovation, corporate culture and providing their employees financial security. Entries are due by Aug. 30, 2013.
Author: United Benefit Advisors
Posted: August 13, 2013, 4:00 am
Joseph is a designer who works 20 hours per week from home for a company based in another city. He determines his own hours, pays his own taxes and insurance. Should Joseph be an employee or a contractor?
Author: United Benefit Advisors
Posted: July 26, 2013, 4:00 am
Do you know the difference between "essential health benefits" and "minimum essential coverage"? How about "minimum value coverage"? Read on and find out!
Author: United Benefit Advisors
Posted: April 9, 2013, 4:00 am
United Benefit Advisors (UBA) announces the launch of its compliance solutions aimed at helping employers understand their obligations and opportunities under the Patient Protection and Affordable Care Act (PPACA).
Author: United Benefit Advisors
Posted: April 8, 2013, 4:00 am
A brief roundup of HR news and trends, including new guidance on the reinsurance fee under PPACA.
Author: United Benefit Advisors
Posted: April 8, 2013, 4:00 am
While a company's workers may differ in age, gender and in a range of other categories, new research suggests they share at least one common attribute -- a lack of confidence about retirement savings.
Author: United Benefit Advisors
Posted: April 1, 2013, 4:00 am
Employers have a new opportunity to offer increased value through ancillary benefits -- an area expected to grow substantially in the coming years.
Author: United Benefit Advisors
Posted: March 29, 2013, 4:00 am
Controlling costs is the top priority for public sector benefits programs, but how can employers know what works and what doesn’t – and how much money can you really save? This webinar will look at best practices researched by Colonial Life and the Government Finance Officers Association.
Author: United Benefit Advisors
Posted: March 27, 2013, 4:00 am
Without help and resources from employers, health consumerism might end up in the clearance bin of insurance fads, experts warn.
Author: United Benefit Advisors
Posted: March 25, 2013, 4:00 am
Federal agencies continue to issue details on the Patient Protection and Affordable Care Act (PPACA). The latest cover eligibility waiting periods, employee notices and claims appeals regulations.
Author: United Benefit Advisors
Posted: March 25, 2013, 4:00 am
Join us for this 90-minute, intermediate-level webinar in which we will provide a brief recap on the HIPAA requirements for group health plans and highlight what’s new and what actions employers need to take to make sure they don’t run afoul with the law.
Author: United Benefit Advisors
Posted: March 25, 2013, 4:00 am
Author: United Benefit Advisors
Posted: March 18, 2013, 4:00 am
Need help wading through all those provisions and decisions related to the health care reform law? We have the top four resources that can put you on the right track and help you stay compliant.
Author: United Benefit Advisors
Posted: March 15, 2013, 4:00 am
Although the height of the flu season looks to be waning, employers can expect the effects of the annual wave of sickness among the U.S. workforce to linger for a few more months.
Author: United Benefit Advisors
Posted: March 12, 2013, 4:00 am
In the new era of PPACA, some companies will realize the inherent inefficiencies and costs associated with their internal silos and the risks these silos present in terms of quantify and qualify the impacts of PPACA.
Author: United Benefit Advisors
Posted: March 12, 2013, 4:00 am
Nationally, consumer-driven health plans are not achieving long-term savings greater than what would be reached by raising the deductible on traditional PPOs, although some regions are seeing better results, according to the 2012 UBA Health Plan Survey.
Author: United Benefit Advisors
Posted: March 6, 2013, 4:00 am
The federal government in the past few weeks has kept up the fast pace of pumping out benefits-related guidance.
Author: United Benefit Advisors
Posted: March 5, 2013, 4:00 am
The goal of health care reform is health care for all... but at what cost?
Author: United Benefit Advisors
Posted: March 1, 2013, 4:00 am
Calculating the potential "play or pay" penalties under the health care reform law can be complicated. Learn what you need to do at our March webinar.
Author: United Benefit Advisors
Posted: February 25, 2013, 4:00 am
An emerging trend is posing a tough challenge to HR professionals: how to encourage "millennials" -- today's youngest workers -- to adapt and succeed within a company's business culture.
Author: United Benefit Advisors
Posted: February 25, 2013, 4:00 am
For many businesses, the bottom line is that self-insuring a group medical plan might be a way to avoid additional costs and constraints of PPACA.
Author: United Benefit Advisors
Posted: February 21, 2013, 4:00 am
Leaders of organizations large and small are getting pulled in many different directions. It is easy to see how a leader can focus on shareholder returns or profitability instead of what really matters - the people.
Author: United Benefit Advisors
Posted: February 19, 2013, 4:00 am
What will happen to the burgeoning population of retirees in future decades who find not only their retirement underfunded but also their health care?
Author: United Benefit Advisors
Posted: February 15, 2013, 4:00 am
An industry expert will share how benchmarking data can help employers get the most out of their benefits offerings in a Feb. 27 webinar.
Author: United Benefit Advisors
Posted: February 14, 2013, 4:00 am
While advances in technology can spawn increased productivity and lower costs for a company, security concerns about the use of mobile devices and social media remain a hot-button issue for employers and HR professionals.
Author: United Benefit Advisors
Posted: February 11, 2013, 4:00 am
Mishandling or delaying the question of health benefits now can carry a big price tag in dollars, reputation, competitiveness, retention, employee engagement or a combination of all of the above.
Author: United Benefit Advisors
Posted: February 7, 2013, 4:00 am
Are the benefits you provide valued by employees and effective in achieving your goals? Fine-tune your benefits program by attending our webinar.
Author: United Benefit Advisors
Posted: February 6, 2013, 4:00 am
PPACA is prompting many small and midsize employers to talk even more seriously about taking the plunge to self-funded health care plans.
Author: United Benefit Advisors
Posted: February 4, 2013, 4:00 am
Some employees still seem to be stuck in the dark when it comes to the true costs and benefits of preventive health services.
Author: United Benefit Advisors
Posted: February 4, 2013, 4:00 am
UBA has posted an evaluation toolkit that can help you choose the right benefits advisor for you.
Author: United Benefit Advisors
Posted: January 28, 2013, 4:00 am
The IRS has released proposed rule provides some information on how employers will be notified if an employee applies for a premium subsidy / tax credit and how an employer may appeal a determination of premium subsidy eligibility that it believes is incorrect.
Author: United Benefit Advisors
Posted: January 28, 2013, 4:00 am
Author: United Benefit Advisors
Posted: January 24, 2013, 4:00 am
The IRS kicked off 2013 with a little relief for some employers under the Patient Protection and Affordable Care Act (PPACA).
Author: United Benefit Advisors
Posted: January 21, 2013, 4:00 am
Find out what you need to do to comply with the employer-shared responsibility -- or "pay or play" -- rules under health care reform in this Feb. 12 webinar.
Author: United Benefit Advisors
Posted: January 21, 2013, 4:00 am
You never want to assume value -- especially when it comes to how your employees perceive the employee benefit program being offered.
Author: United Benefit Advisors
Posted: January 18, 2013, 4:00 am
Unfortunately, there is not a harbor big enough to house those lost in the sea of health care reform, and many employers are still feeling like they have a new "cliff" to set their sights on.
Author: United Benefit Advisors
Posted: January 16, 2013, 4:00 am
The Department of Health and Human Services has released proposed rules regarding the "essential benefits" provision of the health care reform law
Author: United Benefit Advisors
Posted: January 14, 2013, 4:00 am
For employers, the traditional New Year adage of "out with the old and in with the new," will ring true in 2013.
Author: United Benefit Advisors
Posted: January 7, 2013, 4:00 am
As economic, industry and regulatory factors continue to challenge the marketplace, finding the best "wheat" in a field of "chaff" is the most important decision a business can make.
Author: United Benefit Advisors
Posted: January 4, 2013, 4:00 am
Join this special webinar to learn how your business can improve its sales and communication strategies.
Author: United Benefit Advisors
Posted: January 2, 2013, 4:00 am
Self-insured employers increasingly are testing new plan designs and tougher negotiation tactics with providers in hopes of discovering new and better ways to tamp down health care costs.
Author: United Benefit Advisors
Posted: January 2, 2013, 4:00 am
Need help with PPACA? Check out some quick summaries of the latest proposed rules.
Author: United Benefit Advisors
Posted: December 27, 2012, 4:00 am
New proposed federal regulations on wellness programs may deliver a healthy shot in the arm for employer-sponsored initiatives.
Author: United Benefit Advisors
Posted: December 27, 2012, 4:00 am
On the surface, private exchanges seem right in line with American consumerism, but the jury's out on which ones will actually work.
Author: United Benefit Advisors
Posted: December 19, 2012, 4:00 am
Join our webinar on at 2 p.m. EST on Tuesday, Jan. 8 and learn how the health care reform act (aka PPACA) will impact your business in the coming months.
Author: United Benefit Advisors
Posted: December 18, 2012, 4:00 am
U.S. retirees are collecting more in retirement income today from employer-sponsored plans than in the mid-1970s.
Author: United Benefit Advisors
Posted: December 17, 2012, 4:00 am
With 2013 just weeks away, payroll professionals are getting extremely anxious about various favorable payroll tax provisions affecting individuals and businesses that have yet to be determined relating to 2013 withholdings.
Author: United Benefit Advisors
Posted: December 14, 2012, 4:00 am
Author: United Benefit Advisors
Posted: December 12, 2012, 4:00 am
Experts reminds employers that natural disasters can whip up compliance issues from the Family and Medical Leave Act (FMLA).
Author: United Benefit Advisors
Posted: December 10, 2012, 4:00 am
With the major regulations of health care reform legislation scheduled to kick in on Jan. 1, 2014, many employers are trying to get an idea of the financial impact on medical premiums due to these new rules
Author: United Benefit Advisors
Posted: December 6, 2012, 4:00 am
In light of the recently released proposed rules on wellness programs under health care reform, now's a good time to review your program (or consider starting one if you haven't already).
Author: United Benefit Advisors
Posted: December 4, 2012, 4:00 am
A few simple steps can help smaller companies craft a competitive benefit package without breaking the bank or tumbling into a legal pitfall.
Author: United Benefit Advisors
Posted: December 3, 2012, 4:00 am
The federal government has issued a proposed rule that addresses some of the questions surrounding essential health benefits and determining actuarial and minimum value.
Author: United Benefit Advisors
Posted: November 30, 2012, 4:00 am
The federal government has issued a proposed rule that addresses how wellness programs may operate under the health care reform law beginning in 2014.
Author: United Benefit Advisors
Posted: November 29, 2012, 4:00 am
As benefit advisors, Members of United Benefit Advisors (UBA) have been preparing themselves and their clients as information has become available over the last 18 months about the role that they will play in their state exchange and to what extent their employer clients will have to become educated in the purpose and functionality of their exchange.
Author: United Benefit Advisors
Posted: November 28, 2012, 4:00 am
Learn which health care reform regulations are likely to be released soon and which requirements might be delayed or repealed following the 2012 election.
Author: United Benefit Advisors
Posted: November 27, 2012, 4:00 am
While workers' waistlines continue to be a prime target in wellness initiatives, many companies also are deploying aggressive anti-smoking programs.
Author: United Benefit Advisors
Posted: November 26, 2012, 4:00 am
The election results clarified the future of health care reform, but employers still face questions on many of the details of the law.
Author: United Benefit Advisors
Posted: November 19, 2012, 4:00 am
Employers may or may not be looking to attract new employees in today's economy, but they certainly need to retain the good ones they have. Benchmarking play a key role in that effort.
Author: United Benefit Advisors
Posted: November 16, 2012, 4:00 am
A close look at new health plan data shows that of all health plans in the Northeast, 33.6 percent have no single deductible, compared with just 8.4 percent and 4.1 percent in the Southeast and Central regions, respectively.
Author: United Benefit Advisors
Posted: November 13, 2012, 4:00 am
A roundup of the latest HR trends, including a reminder that a flu shot can help keep workers healthy and combat employer costs.
Author: United Benefit Advisors
Posted: November 12, 2012, 4:00 am
Personal wellness is a strategy that can lead to wealth when it comes to retirement savings for both the employee and employer. Learn more in a special webinar!
Author: United Benefit Advisors
Posted: November 9, 2012, 4:00 am
The "status quo" in Washington D.C. means that health care reform will proceed, and employers must be ready to comply.
Author: United Benefit Advisors
Posted: November 8, 2012, 4:00 am
In the wake of Hurricane Sandy -- or more common daily struggles -- employee assistance programs can be a real added value for your workforce.
Author: United Benefit Advisors
Posted: November 7, 2012, 4:00 am
No matter the results of today's election, the stakes are high and the changes will be intense.
Author: United Benefit Advisors
Posted: November 6, 2012, 4:00 am
Mail-order pharmacy programs promise savings and convenience for employees, but some workers are starting to miss the face-to-face time with their local pharmacist, a new report suggests.
Author: United Benefit Advisors
Posted: November 6, 2012, 4:00 am
Through our affiliation with United Benefit Advisors, we can provide unique guides and tools to help employers clear any PPACA hurdles.
Author: United Benefit Advisors
Posted: November 1, 2012, 4:00 am
Join a Nov. 1 webinar that explores how employers and their workforce can get the most from their employee assistance programs.
Author: United Benefit Advisors
Posted: October 31, 2012, 4:00 am
A recent federal ruling likely will ease some compliance worries for employers sponsoring wellness and disease management programs.
Author: United Benefit Advisors
Posted: October 29, 2012, 4:00 am
Consumer-driven health plans (CDHPs) can generate savings for employers and workers alike, but employers should consider some factors before offering them.
Author: United Benefit Advisors
Posted: October 23, 2012, 4:00 am
Employers need to decide if they will "pay" or "play" after the 2014 PPACA regulations kick in. Attend this webinar and learn what rules and penalties apply to your business.
Author: United Benefit Advisors
Posted: October 19, 2012, 4:00 am
Health care reform is poised to create a host of challenges for businesses of all sizes, but it may be the smallest companies that face the biggest decisions.
Author: United Benefit Advisors
Posted: October 15, 2012, 4:00 am
Employers will have a number of obligations and opportunities as the heart of the Patient Protection and Affordable Care Act of 2010 (PPACA) is implemented in 2014. But if they are only listening to the chatter of the debates, they are not getting the whole story.
Author: United Benefit Advisors
Posted: October 15, 2012, 4:00 am
Successful wellness strategies have evolved beyond health posters in the company break room or a gym membership discount. More employers are expanding their wellness initiatives to foster employees' overall "well-being" -- not just their health -- in an effort to tamp down costs and boost productivity.
Author: United Benefit Advisors
Posted: October 8, 2012, 4:00 am
A strong communication plan can make the enrollment process simpler and more rewarding for both employers and their workforce.
Author: United Benefit Advisors
Posted: October 1, 2012, 4:00 am
So you've sent out the new notices and disclosures for retirement plan fees. Now what?
Author: United Benefit Advisors
Posted: September 18, 2012, 4:00 am
A roundup of some top benefit trends for this week.
Author: United Benefit Advisors
Posted: September 17, 2012, 4:00 am
The 2012 UBA Health Plan Survey - the nation's largest - reveals a shift in consumer-driven health plans (CDHPs).
Author: United Benefit Advisors
Posted: September 12, 2012, 4:00 am
A brief summary of some of the top employee benefit trends.
Author: United Benefit Advisors
Posted: September 10, 2012, 4:00 am
New regulations on criminal background checks are raising questions among employers about the balance between a safe workplace and following the rules.
Author: United Benefit Advisors
Posted: September 4, 2012, 4:00 am
While many health care reform rules don't kick in until 2014, there's plenty that employers must do next year to remain compliant with the law.
Author: United Benefit Advisors
Posted: August 28, 2012, 4:00 am
PPACA and cost trends are driving more employers and insurance providers invest in wellness initiatives and incentives.
Author: United Benefit Advisors
Posted: August 27, 2012, 4:00 am
The health care reform law is shaking up enrollment time for employers this year.
Author: United Benefit Advisors
Posted: August 20, 2012, 4:00 am
Find out what you may need to do to comply with with the patient-centered outcomes provision of the health care reform law.
Author: United Benefit Advisors
Posted: August 16, 2012, 4:00 am
A pair of webinars sponsored by United Benefit Advisors and Unum can help you overcome FMLA hurdles and improve your processes and compliance.
Author: United Benefit Advisors
Posted: August 16, 2012, 4:00 am
Author: United Benefit Advisors
Posted: August 13, 2012, 4:00 am
As enrollment time approaches, employers should be aware of the new contribution limits on flexible spending accounts (FSA) imposed by the health care reform law.
Author: United Benefit Advisors
Posted: August 13, 2012, 4:00 am
As enrollment time nears, employers should be aware of the new summary of benefits and coverage (SBC) rules under the health care reform law.
Author: United Benefit Advisors
Posted: August 8, 2012, 4:00 am
When communicating the value of employer-sponsored benefits, HR and company leadership need to get in front of their workforce early and often, experts say.
Author: United Benefit Advisors
Posted: August 6, 2012, 4:00 am
As overall health care costs continue to climb, companies are examining their prescription drug plans to squeeze savings and improve employees' health
Author: United Benefit Advisors
Posted: July 30, 2012, 4:00 am
The Supreme Court's ruling on the health care reform law clears the air a bit but still leaves lots of questions lingering for employers.
Author: United Benefit Advisors
Posted: July 23, 2012, 4:00 am
Find out what you need to know regarding the medical loss ratio (MLR) rebates stemming from the health care reform law.
Author: United Benefit Advisors
Posted: July 19, 2012, 4:00 am
Learn how to properly handle employee leaves of absence and avoid possible compliance pitfalls.
Author: United Benefit Advisors
Posted: July 18, 2012, 4:00 am
Author: United Benefit Advisors
Posted: July 16, 2012, 4:00 am
Wellness can be a real winner for your company, as long as you get (and keep) employees on board.
Author: United Benefit Advisors
Posted: July 2, 2012, 4:00 am
Author: United Benefit Advisors
Posted: June 29, 2012, 4:00 am
The recent recall victory by Gov. Scott Walker in Wisconsin seems to reflect a trend of diminishing union power. Employers, however, should remain aware of labor's continuing influence, experts say.
Author: United Benefit Advisors
Posted: June 26, 2012, 4:00 am
How the Court rules is anybody's guess. What is certain, however, is that the decision will seriously shape employer-sponsored benefits in the short and long term.
Author: United Benefit Advisors
Posted: June 20, 2012, 4:00 am
New guidance from the IRS and bills floating in Congress may bring significant changes for employers that sponsor flexible spending accounts (FSAs) to their employees.
Author: United Benefit Advisors
Posted: June 18, 2012, 4:00 am
Author: United Benefit Advisors
Posted: June 11, 2012, 4:00 am
Asking job candidates to supply passwords to their social media accounts likely will generate a big "Unlike" from the prospective hire -- and perhaps from the government.
Author: United Benefit Advisors
Posted: June 4, 2012, 4:00 am
As more small and midsize U.S. businesses take the plunge into overseas markets, HR leaders are learning how to shape their company's compensation and culture to recruit and retain the best workers globally.
Author: United Benefit Advisors
Posted: May 30, 2012, 4:00 am
While preventive medicine can save on costs in the long run, employees should be educated to make smart choices when getting a checkup.
Author: United Benefit Advisors
Posted: May 24, 2012, 4:00 am
As the economy improves, employers should re-evaluate their benefits now so they are better positioned to hang on to top performers, experts say.
Author: United Benefit Advisors
Posted: May 14, 2012, 4:00 am
Learn the benefits and constraints of flexible spending accounts and how you can craft the best benefit for your employees.
Author: United Benefit Advisors
Posted: May 10, 2012, 4:00 am
The good news: The U.S. economy is showing some signs of improvement. The not-so-good news: Top talent may leave as the job market improves. But employers can take steps now to minimize the losses.
Author: United Benefit Advisors
Posted: May 7, 2012, 4:00 am
A flexible spending account (FSA) can be a great benefit to employees, but employers should keep a careful eye on a couple of recent compliance developments.
Author: United Benefit Advisors
Posted: April 30, 2012, 4:00 am
No matter how the Supreme Court rules on the health care reform law, employers will face challenges and choices, experts say.
Author: United Benefit Advisors
Posted: April 23, 2012, 4:00 am
Do you have an affirmative action plan? Maybe you should.
Author: United Benefit Advisors
Posted: April 23, 2012, 4:00 am
Author: United Benefit Advisors
Posted: April 16, 2012, 4:00 am
A trio of federal agencies has released a set of frequently asked questions and notification rules pertaining to the Patient Protection and Affordable Care Act.
Author: United Benefit Advisors
Posted: April 9, 2012, 4:00 am
High-deductible health care plans with health savings accounts (HSAs) continue to gain steam, but without careful attention, poor savings habits can undermine an employer's best intentions.
Author: United Benefit Advisors
Posted: April 2, 2012, 4:00 am
The political storm over the Obama administration's rule on birth control tops a number of recent developments that affect employers and how they handle certain issues pertaining to the female portion of their workforce.
Author: United Benefit Advisors
Posted: March 28, 2012, 4:00 am
Join the April session of the Employer Webinar Series and learn about the new summary of benefits and coverage (SBC) rules that will significantly impact most employers' health care plans.
Author: United Benefit Advisors
Posted: March 19, 2012, 4:00 am
Costs can prompt some employers to second-guess the worth of wellness, but new studies show companies can see a $3-to-$1 return in just a few years.
Author: United Benefit Advisors
Posted: March 19, 2012, 4:00 am
Discounts for fitness centers are employees' favorite wellness perks, a new poll finds.
Author: United Benefit Advisors
Posted: March 12, 2012, 4:00 am
The Family and Medical Leave Act presents a special challenge for employers because it overlaps with other laws and is regularly tweaked by federal agencies.
Author: United Benefit Advisors
Posted: March 5, 2012, 4:00 am
Lesser-known cost factors can burden employers' plans, but companies can make tweaks to keep their benefit offerings competitive and valuable.
Author: United Benefit Advisors
Posted: February 27, 2012, 4:00 am
The federal government has been busy issuing final rules on a number of benefits-related regulations that will directly impact employers.
Author: United Benefit Advisors
Posted: February 21, 2012, 4:00 am
Learn about the new Form W-2 requirements and how you can prepare for the changes.
Author: United Benefit Advisors
Posted: February 17, 2012, 4:00 am
The NLRB is proposing a series of rules that would change procedures regarding union representation elections.
Author: United Benefit Advisors
Posted: February 14, 2012, 4:00 am
Employers of all sizes are turning to new technologies to make benefit communications easier and more effective.
Author: United Benefit Advisors
Posted: February 6, 2012, 4:00 am
A little nudge (and maybe some cash) can spur employees to be good health consumers, which can save employers money in the long run, experts say.
Author: United Benefit Advisors
Posted: February 1, 2012, 4:00 am
The February installment of the Employer Webinar Series will explore compliance requirements and challenges of electronic notices for benefit plans.
Author: United Benefit Advisors
Posted: January 25, 2012, 4:00 am
A new health care coverage reporting rule kicks in for many employers this year.
Author: United Benefit Advisors
Posted: January 23, 2012, 4:00 am
Tailoring communications to workers' age groups can boost engagement, but most employers fall short, a survey notes.
Author: United Benefit Advisors
Posted: January 16, 2012, 4:00 am
The Department of Labor delays the deadline for employers to comply with new rules regarding the Summary of Benefits and Coverage (SBC).
Author: United Benefit Advisors
Posted: January 9, 2012, 4:00 am
A regional office within the Equal Employment Opportunity Commission (EEOC) has ruled that incentives offered to employees' spouses to complete a health risk assessment are a violation of the Genetic Information and Nondiscrimination Act (GINA).
Author: United Benefit Advisors
Posted: January 3, 2012, 4:00 am
Deadlines for the new 401(k) and 403(b) plan fee disclosure requirements are upon us. Learn what you need to know to comply.
Author: United Benefit Advisors
Posted: December 29, 2011, 4:00 am
While many aspects of health care costs can't be controlled by employers, many businesses are finding savings with smart pharmacy benefit management.
Author: United Benefit Advisors
Posted: December 28, 2011, 4:00 am
Whether the Supreme Court rules for or against the health care reform law, employers likely will have to make adjustments to remain compliant.
Author: United Benefit Advisors
Posted: December 19, 2011, 4:00 am
CLASS Act; Transit Taxes; Inflation Limits; Promotion Over Pay; W-2 News; Women at Work.
Author: United Benefit Advisors
Posted: December 12, 2011, 4:00 am
As more signs of an improving economy bubble up, more employers are making tweaks to their retirement benefits to make them more attractive.
Author: United Benefit Advisors
Posted: December 5, 2011, 4:00 am
More employers are opting for the stick over the carrot to prod employees into improving their lifestyles.
Author: United Benefit Advisors
Posted: November 29, 2011, 4:00 am
The full impact of health care reform remains as cloudy as ever, so it is crucial that employers tread carefully when making benefit decisions.
Author: United Benefit Advisors
Posted: November 21, 2011, 4:00 am
Author: United Benefit Advisors
Posted: November 18, 2011, 4:00 am
Author: United Benefit Advisors
Posted: November 14, 2011, 4:00 am
Author: United Benefit Advisors
Posted: November 7, 2011, 4:00 am
Employers can play a key role in keeping their workforce -- and their entire community -- healthy as winter approaches.
Author: United Benefit Advisors
Posted: October 31, 2011, 4:00 am
While health care is often king at enrollment, experts say employers shouldn't ignore income-protecting benefits for their employees.
Author: United Benefit Advisors
Posted: October 24, 2011, 4:00 am
This Nov. 8 webinar will explore the legal boundaries of wellness programs for employers.
Author: United Benefit Advisors
Posted: October 18, 2011, 4:00 am
Enrollment can serve as a great opportunity for HR and benefit managers to re-engage the workforce and remind them of the value of their benefits and compensation.
Author: United Benefit Advisors
Posted: October 17, 2011, 4:00 am
The federal COBRA subsidy officially ended on Aug. 31, but some employees might continue to receive the subsidy.
Author: United Benefit Advisors
Posted: October 10, 2011, 4:00 am
Author: United Benefit Advisors
Posted: October 3, 2011, 4:00 am
This webinar, set for 2 p.m. Oct. 11, will help employers avoid major issues with 401(k) plans.
Author: United Benefit Advisors
Posted: September 20, 2011, 4:00 am
New proposed rules springing from the Patient Protection and Affordable Care Act (PPACA) would drastically change how companies communicate information about their employer-sponsored benefits.
Author: United Benefit Advisors
Posted: September 19, 2011, 4:00 am
Author: United Benefit Advisors
Posted: September 12, 2011, 4:00 am
Author: United Benefit Advisors
Posted: September 6, 2011, 4:00 am
New research suggests high-performing employees are quitting more often, putting pressure on employers to find ways to entice top talent to stay put.
Author: United Benefit Advisors
Posted: August 29, 2011, 4:00 am
The number of consumer-driven health plans continued to climb in 2011, but at a slower rate than previous years, according to a new United Benefit Advisors survey.
Author: United Benefit Advisors
Posted: August 23, 2011, 4:00 am
Author: United Benefit Advisors
Posted: August 22, 2011, 4:00 am
The federal government has issued new guidance that will require nongrandfathered health care plan to cover a number of women's health services without a copay or deductible.
Author: United Benefit Advisors
Posted: August 16, 2011, 4:00 am
Learn how NLRA impacts all employers, including those without unions, and what companies need to do to remain compliant.
Author: United Benefit Advisors
Posted: August 11, 2011, 4:00 am
Author: United Benefit Advisors
Posted: August 11, 2011, 4:00 am
Although the federal Medicare program is entirely separate from the system of employer-sponsored health coverage, there is a remarkable level of interaction between the two.
Author: United Benefit Advisors
Posted: August 1, 2011, 4:00 am
After several years that saw pay freezes, layoffs and cuts to benefits, it's not surprising that employee morale has taken a serious hit.
Author: United Benefit Advisors
Posted: July 15, 2011, 4:00 am
The federal government continued to rework regulations stemming from the Patient Protection and Affordable Care Act (PPACA) in June amid a key court ruling and a wave of studies that tried to forecast how employers will cope with the long-term effects of the law.
Author: United Benefit Advisors
Posted: July 15, 2011, 4:00 am
Federal and state governments are revving up the effort against illegal immigration and are increasingly putting businesses in the crosshairs.
Author: United Benefit Advisors
Posted: July 15, 2011, 4:00 am
Roundup of employer-related news for July 2011.
Author: United Benefit Advisors
Posted: July 14, 2011, 4:00 am
We will review how plan sponsors can use one or more "wrap" documents to satisfy compliance requirements.
Author: United Benefit Advisors
Posted: July 1, 2011, 4:00 am
Author: United Benefit Advisors
Posted: June 15, 2011, 4:00 am
Federal regulators have been busy recently with their own version of spring cleaning, announcing tweaks to Medicare notices, health savings account limits and a host of other proposed rules that would affect employer-sponsored health care plans.
Author: United Benefit Advisors
Posted: June 15, 2011, 4:00 am
Author: United Benefit Advisors
Posted: June 9, 2011, 4:00 am
Despite concerns about the impact of rising health care costs on their businesses and employees, only one in six employers (16.3 percent) say they favor a federally tax-funded universal health care system, according to the 2011 UBA Benefit Opinions Survey.
Author: United Benefit Advisors
Posted: June 9, 2011, 4:00 am
Learn an overview of general HIPAA Privacy and Security rules, focusing on what has changed since enactment of the HITECH Act.
Author: United Benefit Advisors
Posted: June 1, 2011, 4:00 am
This webinar will provide an explanation of the final regulations, as well as practical compliance pointers to help employers prepare for increases in accommodation requests and disability discrimination claims.
Author: United Benefit Advisors
Posted: May 1, 2011, 4:00 am
Only one in six employers favor a universal health care system funded by tax dollars.
Author: United Benefit Advisors
Posted: April 22, 2011, 4:00 am
This special presentation will offer unique insight into the law and reveal new developments in the health care reform debate.
Author: United Benefit Advisors
Posted: April 1, 2011, 4:00 am
This presentation will give you a greater understanding of the laws governing ERISA fiduciaries and how to minimize fiduciary liability.
Author: United Benefit Advisors
Posted: March 1, 2011, 4:00 am
The nation's largest health plan survey cites significant health plan cost disparity between states, suggesting that creating parity through a national plan may be difficult.
Author: United Benefit Advisors
Posted: October 21, 2010, 4:00 am
The nation's largest health plan survey cites key trends in employer health plans.
Author: United Benefit Advisors
Posted: August 23, 2010, 4:00 am