Ronald L. Bland

License # 0682487


Phone: 650.348.6234 x12
Fax: 650.401.8261
Email: ron@AEISadvisors.com

Ron is one of the most accomplished insurance professionals in the Bay Area with over 30 years of experience in insurance services. Ron’s ability to understand the business owner’s perspective allows him to create plans that maximize coverages while limiting unnecessary costs to the client. His achievements in the insurance industry are numerous as he is on various Agent Input councils and an exclusive member of the Million Dollar Round Table which includes having achieved the top of the table status (top 1% of all life/health agents).

He was born in the Bay Area and attended Mill’s High School. Ron attended San Francisco State University where he graduated with honors. Ron lives in San Mateo with his wife Elaina and their two beautiful children.

Mary Nishioka

Benefits Consultant

Phone: 650.348.6234 x14
Fax: 650.401.3569
Email: Mary@AEISadvisors.com

Mary joined AEIS Advisors after almost 30 years in insurance. She has worked for both Anthem Blue Cross and Blue Shield of California. AEIS is the sixth employee benefits brokerage she has worked at so she brings both breadth and depth of experience having worked for both carriers and brokerages.

As a broker she has worked with both small and large employers including school districts, municipalities, high tech firms, manufacturing, financial institutions, auto dealerships, restaurants and hotels. She has worked with both union and non-unions plans. She was the benefits broker for eBay as they grew from 6 employees to 2,400. She was the benefits broker for LinkedIn as they grew from 300 to 3,500. She has experience with multi-national employers with employees located around the world.

Mary is an active member of the National Association of Health Underwriters, Northern California Employee Benefit Counsel, and served on the Board of Directors of the National Association of Independent Financial Advisors and Association of Health Insurance Advisors for seven years.

Mary makes sure that her clients have the most competitive plans to attract and retain employees and the plans fit within the employer’s financial objectives.

Mary is an avid fly fisher, has traveled to many countries and had great adventures pursuing her hobby.

Dillon Castro


Phone: 650.348.6234 x30
Fax: 650.338.0988
Email: Dillon@AEISadvisors.com

Dillon joined AEIS in 2016 as a Benefits Consultant tasked with assisting in business development. Dillon works with employers to help them devise strategies that will best address the needs of their businesses and set the foundation for enduring partnerships.

Dillon was born and raised in the Napa Valley and worked there in the wine industry in direct to consumer sales for just over 5 years before entering the world of employee benefits. He still enjoys visiting his family and friends back home when the opportunity arises for him to get back to his “roots”.

In his free time, Dillon enjoys playing music, watching his favorite Bay Area sports teams, traveling, and cooking and enjoying dishes from a variety of different cultures.

Lucinda Teaford

Marketing & Renewals Specialist

Phone: 650.348.6234 x15
Fax: 650.401.8488
Email: Lucinda@AEISadvisors.com

Lucinda joined AEIS in 2007 bringing 4 years of prior insurance industry experience. As a Marketing & Renewals Specialist she works closely with current clients and prospective clients to insure their benefits experience is a positive one. Her responsibilities include: marketing/renewals, quoting, working with the carriers direct as well as with the GA reps.

Lucinda was born in Missouri and has lived in: Missouri, Kansas, Indiana, Pennsylvania and California. She graduated from Missouri Western State University with a BS in History. Lucinda enjoys spending time with her husband, reading, walking her dog and visiting sites in CA.


Elizabeth Kay

Compliance & Retention Analyst

Phone: 650.348.6234 x18
Fax: 650.288.3118
Email: elizabethkay@AEISadvisors.com

Elizabeth joined AEIS in 2012 with three years of prior employee benefits experience. She holds her Health and Life as well as her Property and Casualty Insurance Licenses. Her experience includes marketing, account management, and client servicing for Small, Mid-Market, and groups with International employees.

Elizabeth obtained her NAHU PPACA Professional Certification in 2013. She enjoys working closely with clients, helping to keep them up to date with the ever changing Affordable Care Act Regulations and to keep them in compliance with ERISA, DOL, and CMS requirements.

Elizabeth was born and raised in the Bay Area and studied Photography and Digital Imaging at West Valley College. She loves creating jewelry, drawing, and reading, but feels that time spent with her husband, son, niece and nephew are the best times.


Elizabeth (Liz) Downs

Personal Account Manager

Phone: 650.348.6234 x11
Fax: 650.401.3569
Email: Elizabeth@AEISadvisors.com

With over 20 years of experience in the insurance industry, the last 14 years in Employee Benefits, Liz has a wide range of knowledge and experience to offer our clients. In the Employee Benefits arena her background includes marketing, account management, and client servicing for both Small Market clients as well as Mid-size Market Clients.

She obtained her BS Degree from CSU, Hayward in Business Administration. She obtained a Certified Employee Benefits Specialist designation (CEBS) in 2005 and maintains a valid Life License with the State of California.

Kathy Blicha

Personal Account Manager

Phone: 650.348.6234 x16
Fax: 650.401.8234
Email: Kathy@AEISadvisors.com

Kathy has been working in the health benefits industry for 28 years. Her experience includes marketing, account management and client servicing for Small, Mid-Market and Large groups from both the Broker and Carrier side.

Kathy resides in San Jose with her family. She was born and raised in Selma, and graduated from CSU Fresno with a degree in both general business and home economics. She maintains a valid Health and Life Insurance License with the State of California.

Elizabeth (Lizzie) Di Santo

Personal Account Manager

Phone: 650.348.6234 x19
Fax: 650.401.3817
Email: Lizzie@aeisadvisors.com

Lizzie joined AEIS in January of 2010, bringing with her three years of office administration experience and great organizational skills. As one of our Personal Account Managers, she works in conjunction with our clients to help manage their employee benefits and any day to day servicing issues that arise.

Hailing from the East Coast, she graduated from the University of Vermont, with a Bachelor of Science degree in Nutrition / Dietetics. She is an avid Red Sox fan and anything else “New England”. When not working, you will find Lizzie spending quality time with her four children and their extensive sporting activities.

Sarah Regua

Personal Account Manager

Phone: 650.348.6234 x11
Fax: 650.288.3201
Email: Sarah@aeisadvisors.com

Sarah has been in the health insurance industry since 2004, she started her career in the Individual/family and Medicare market. Sarah began working with small groups in 2011, her current role at AEIS is assisting clients to help manage their employee benefits and day to day servicing issues. Sarah maintains a valid Health and Life Insurance License with the State to California.

Sarah resides in San Jose, CA with her daughter.


Kristin Behling

Administrative Assistant

Phone: 650.348.6234 x10
Fax: 650.401.6478
Email: Kristin@AEISadvisors.com

Kristin joined the AEIS team in 2014 as an Administrative Assistant with 12 years of prior experience in the insurance industry. She is responsible for handling Life submissions and working with the carriers to smooth and expedite the underwriting process for Life Insurance Policies. She also provides integral support for the Personal Account Managers and the Sales & Marketing Team.

Kristin has lived in San Mateo all her life with the exception of her college years at Humboldt State University. She loves cooking and trying out new recipes, as well as anything crafty, especially knitting and sewing. When she wants to get out, she goes Geocaching and discovers new and exciting places around the Bay Area.


Alyssa Bland

Administrative Assistant

Phone: 650.348.6234 x29
Email: Alyssa@aeisadvisors.com

Alyssa officially joined AEIS in 2017. Her responsibilities include: maintaining and updating life policies, as well as, supporting the AEIS team with essential help through special projects.

Alyssa was born and raised in San Mateo. After she graduated from UC Berkeley she moved to Napa, CA for two years, where she managed a gluten-free bakery. On her time off, she enjoys cooking (and eating!), hiking, and seeking out adventures with her friends and family. Her favorite thing to do, though, is travel. She has visited 14 countries and loves all the new cuisines and food dishes she has discovered along the way.


Jaime Orendac, SPHR-CA, SHRM-SCP

Human Resources

Phone: 408.674.3432
Fax: 650.401.6478
Email: Jaime@myohr.com

Jaime Orendac, SPHR-CA, has over 18 years of experience in the Human Resources field, working for such Silicon Valley Companies as IBM, Elantec, and Cisco Systems. Her corporate generalist background includes responsibilities for employment, employee relations, benefits, compensation, company policies and procedures, and Federal/State regulation compliance.

Jaime specializes in Legal Compliance, Infrastructure Systems, Staffing Support, Training Solutions Development and Delivery and Optimizing Human Capital.


Ryan Koszut

Life Specialist

Phone: 650.348.6234

Ryan has 10 + years of experience in the life insurance industry. He is an
eight-year member of the Million Dollar Round Table (MDRT), an international,
independent association of the world’s leading life insurance and financial
services professionals. He has been a member of MDRT’s premier “Court of
the Table” for four years. In 2013, he qualified for the highest level of
membership, “Top of the Table”. Ryan holds his Insurance License for
Life and Health.

Ryan lives with his wife Stacey and children Charlie and Sam. When he is not
chasing them around, Ryan likes to chase golf balls across local courses.
Ryan and Stacey support the Make-A-Wish Foundation.


Allen Benitez

Project Assistant

Phone: 650.348.6234

Allen joined AEIS in 2014 bringing a significant amount of administrative skills along with him. His responsibilities include: tracking carrier payments, maintaining various office computer documents, as well as, supporting the AEIS team with essential help through special projects and activities. He is well on his way to transfer out of Skyline College and pursue his academic goals.

Allen was born and raised in San Francisco, yet currently resides in Daly City. On his time off, he enjoys researching and trying a wide range of vegan and vegetarian recipes, as he takes great pride in his health. Also, Allen is fascinated with exploring an array of diverse cultures, sharing their food, music, and, at times, their languages.

Michael Orozco

Long Term Disability, Long Term Care & Life Insurance Specialist

Phone: 650.348.6234

AEIS has been working with Michael for many years primarily utilizing his expertise as it pertains to Group and Individual Disability Income Plans. Michael brings significant experience to the AEIS team and has proven to be a critical partner in the effort to provide excellence in all lines of insurance business.

Arguably our most critical asset, the ability to earn an income, Michael sets himself apart from the pack with creative implementation of thoughtful plan designs, efficient service and has shown invaluable experience in guiding insureds through the claims process.

Michael is responsible for implementing Individual and Group Disability Plans in a wide range of markets, for both individuals and groups. He is a native Californian, lives and works in San Mateo and has a range of interests including fitness and education.